Industries
Solutions for General Insurers
General (non-life) insurers run high volumes of short-duration policies across motor, property and commercial lines. Ontech gives them fast quote-to-issue, automated claims, RTSA motor integration and mobile-money premium collection on one platform.
Industry challenges
- High policy volumes with thin margins per policy
- Motor claims cost control and fraud
- Premium collection from customers without cards
- Regulatory reporting and IFRS 17 (PAA)
How the platform helps
Straight-through quote-and-issue keeps unit costs low. Automated claims with fraud scoring protect loss ratios. RTSA integration validates motor cover, and premiums are collected over mobile money and USSD. Finance and IFRS 17 reporting run from the same data.
Expected outcomes
- Lower cost per policy issued
- Reduced claims leakage
- Higher premium collection rates
- Audit-ready regulatory reporting
Frequently asked questions
Does the platform support motor insurance and RTSA?
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See the platform on your data
Talk to the Ontech team about deploying the Enterprise Insurance Operating System for your business in Zambia.
Last reviewed: 2026-07-29