Ontech Insurance Platform

Platform Solutions

Capability-level deep dives into the Ontech Insurance Platform — how each module works, what it automates, and the business outcome it delivers.

Insurance Management System

A complete insurance management system built for Zambia: policy administration, claims, underwriting, billing,...

Insurance ERP

An insurance ERP unifies underwriting, claims, finance, reinsurance and compliance in one enterprise system. See how...

Claims Management

Automate the full claims lifecycle — first notice of loss, triage, fraud scoring, adjudication and settlement — with...

Underwriting Software

Rules-based and AI-assisted underwriting software: automated risk assessment, pricing and straight-through policy...

Fraud Detection

Detect insurance fraud with automated risk scoring, anomaly detection and AI. Reduce claims leakage while...

Motor Insurance

Motor insurance software for Zambia: instant quotes, RTSA certificate validation, digital motor claims and mobile...

Life Insurance

Life insurance software for long-duration policy administration: underwriting, premiums, beneficiaries, surrenders...

Health Insurance

Health insurance software for medical schemes: member administration, benefit limits, provider claims and fraud...

Insurance CRM

Insurance CRM for Zambia: manage clients, leads, agents and renewals with a 360° customer view connected to policies...

Customer Portal

A customer self-service portal for insurance: view policies, pay premiums, file claims and download documents...

Mobile App

A cross-platform insurance mobile app for policyholders: policies, premium payments, claims and documents on iOS and...

Payment Gateway

Collect insurance premiums across every channel: mobile money, USSD, cards and cash, with automatic reconciliation...

Mobile Money

Collect insurance premiums over mobile money in Zambia. Reach customers without bank cards and reconcile every...

USSD Platform

Reach every phone with insurance over USSD: buy cover, pay premiums and check policies on any handset, no smartphone...

Workflow Automation

Automate insurance operations end to end: renewals, claims routing, approvals and notifications with a configurable...

Broker Portal

A dedicated broker portal: self-service quoting across products, policy placement and servicing, and transparent...

Commission Management

Automate insurance commissions and DSA management: configurable rules, accurate calculation, statements and...

Quotation Engine

A configurable insurance quotation engine: instant, accurate rated quotes across products, ready for...

RTSA Integration

RTSA integration for motor insurance: validate vehicle and certificate data with the Road Transport and Safety...

Predictive Analytics

Insurance predictive analytics: forecast lapse and renewal, model loss ratios and identify risk with machine...

Reporting & Analytics

Insurance reporting and analytics from live data: executive dashboards, regulatory returns and scheduled reports...

Compliance

Insurance compliance software: AML/PEP/sanctions screening, audit trails, KYC and regulatory reporting built into...