Solutions
Motor Insurance Software
Ontech runs the full motor insurance lifecycle for Zambian insurers: rate and quote by vehicle and cover type, issue cover instantly, validate certificates through RTSA, and process motor claims digitally with fraud scoring. Premiums are collected over mobile money and USSD.
Definition. Motor insurance software administers vehicle insurance end to end — rating, cover issue, certificate validation, and claims — for third-party and comprehensive motor products.
How RTSA integration works
The Road Transport and Safety Agency (RTSA) is the authority for motor records in Zambia. Ontech connects to RTSA to validate vehicle and certificate data at the point of sale, so motor cover is issued against verified records rather than manually keyed details — reducing errors and fraud.
Capabilities
- Rating for third-party and comprehensive motor
- RTSA certificate validation at issue
- Instant digital cover notes and certificates
- Motor claims with fraud scoring and STP for low-risk claims
- Mobile money, USSD and card premium collection
Business benefits
- Faster, verified motor cover issue
- Lower motor claims leakage
- Higher collection through mobile money and USSD
Frequently asked questions
How does RTSA integration work for motor insurance?
Can customers pay motor premiums by mobile money?
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See the platform on your data
Talk to the Ontech team about deploying the Enterprise Insurance Operating System for your business in Zambia.
Last reviewed: 2026-07-29