Solutions
Insurance Payment Gateway
Collection is where insurance revenue is won or lost. Ontech unifies mobile money, USSD, card and cash collection with automatic reconciliation, so premiums are matched to policies without manual effort and lapses from missed payments fall.
Definition. An insurance payment gateway connects premium collection to the payment methods customers use — mobile money, USSD, cards and cash — and reconciles each payment against the right policy.
Every channel, one reconciliation
Each payment — whether it arrives by mobile money, USSD, card or cash deposit — is matched to the policy and premium it settles, and posted to the ledger. Automatic reconciliation removes the manual matching that causes delays and errors.
Channels supported
- Mobile money wallets
- USSD premium collection
- Card payments
- Cash deposits
- Automatic reconciliation and receipting
Business benefits
- Higher collection rates and fewer lapses
- No manual payment matching
- Complete, auditable payment records
Frequently asked questions
How are premium payments reconciled?
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See the platform on your data
Talk to the Ontech team about deploying the Enterprise Insurance Operating System for your business in Zambia.
Last reviewed: 2026-07-29